“While our expertise is insuring the identified risks, we always consider our client’s needs holistically and look at the bigger picture.”
Theresa Pharo, Marc England and Colin Bower are Registered Financial Advisers, specialising in all aspects of Risk Advice, Insurance, Mortgages and Kiwisaver services. Their combined knowledge and experience ensures that clients receive the very best advice specific to their individual circumstances, backed by quality service and an ongoing commitment to client care.
Through the Foundation Financial Group’s extended team of Professional Advisers; Lawyers, Accountants, Loan / Funding Brokers, and Investment Advisers, all our clients have access to expert advice specific to their needs.
Marc England
“As a family man I have a passion for helping people secure their financial future.”
Prior to becoming a Financial & Insurance Adviser, I spent over a decade as a self-employed builder. Running my own business, being there for my young family and keeping on top of the mortgage has had its challenges at times, so I really understand the pressures, the highs and the lows of family and business life. It was during my time as a self-employed tradesman that I became fully aware of how difficult it can be for the self-employed to deal with issues such as ACC, insurance, future planning, business planning, mortgages and Kiwisaver etc. whilst trying to run a business and balance family life. Not only does this consume more time than you actually have spare, you also have to sort out the good information from the bad. Having someone you can trust to give you honest and correct advice is extremely important. I give my clients, genuine care, driven by unbiased, simple, professional advice. Insurance cover is ultimately about making sure things are taken care of in the tough times. My commitment to my clients ensures that no-one need stand alone in times of hardship. Some will see insurance, mortgages and Kiwisaver Is what I do but my real job is working for you when the chips are down. I have relationships with my providers based on respect and a professional desire to deliver to my client’s caring service, great products and the peace of mind we all seek.
My Disclosure Document is available upon request.
Theresa Pharo
”My priority is to do the best that I can for my clients – which includes making sure at claim time they receive the insurance they have been paying for with no nasty surprises.”
I’ve been caring for my clients since 1998, I provide honest advice, which can actually be understood and that is in my client’s best interests. I often hear people say, “You’re the first person who has been able to explain insurance in plain English. My clients are mostly split between Auckland and farming communities in the Bay of Plenty and South Central Waikato. For me the combination of city and rural work gives me a good understanding of both worlds. I am in people’s lives to make sure that if things go wrong they can rely on being paid-out, as receiving cash in times of need not only relieves stress, but often prevents even bigger disasters. Link to one page disclosure statement.
My Disclosure Document is available upon request.
Colin Bower
“My commitment to you is to do my very best to leave you in a better financial position than I found you.”
As a Financial Adviser with over 40 years experience in the finance and insurance business, I have the life and business experience to help you find the right solutions. I am passionate about family values and understand how important it is to protect your loved ones, your health and your income in order to ensure you and your family enjoy a secure financial future.
Foundation Financial Group do not charge fees. If you choose to do business with me, I will be paid by the provider at no additional cost to you. My total focus is on achieving the best possible result for you by ensuring there are no surprises at claim time. This way, we can be sure that you will be happy to recommend us to your friends and family.
You need to be able to rely on your advisor to guide you and recommend the right cover at the right time and price to suit your unique requirements.
My Disclosure Document is available upon request.
Because life is full of change, we review your insurance policies at least once a year to ensure that you are always getting the best value for your hard-earned dollars.